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Homeowners

Homeowners

Own Your Own Home?

Whether you have purchased a single family home or a condo, you will need home owner’s insurance to protect your structure, as well as your belongings. At Parnell-Robinson Insurance Inc, we are here to help you choose the right level of home owner’s insurance coverage to best meet your needs.

What Is Covered?

The most important question you need to answer is what is covered by your home owner’s insurance policy. When most individuals think of this type of insurance, they understand it covers damage from fires, hail, tornadoes, hurricanes, ice, snow, lightning, theft, vandalism and other problems. However, most policies also provide coverage for:

  • Burst pipes
  • Personal possessions
  • Personal liability
  • Medical payments
  • Replacement costs

When you work with one of our agents, we will go over every aspect of home owner’s insurance coverage that relates to your specific policy. If you have any questions about any of our coverage types, particularly what is covered away from your home, ask our qualified agent and we will help you understand your coverage better so you can make the right choices.

What Should You Know about Home Owner’s Insurance?

Your home owner’s insurance policy is a critical aspect of owning your home. It protects you from financial ruin if anything happens to your home, its contents or someone visiting your home. Some of the important items your policy should cover include:

  • Furniture
  • Jewelry
  • Appliances
  • Clothing
  • Art

Make sure you let us know about any items with a high value so we can add item-specific riders to your policy for the best coverage. It is also important to note if you live in a flood plain so we can help you add flood insurance to your policy.

When you are ready to move forward with your home owner’s insurance policy, contact us. One of our professionals will be happy to go over your options with you.