Renting Your Home?
If you rent a home or apartment, you are not responsible for purchasing insurance to cover the structure of the home. However, you do need to purchase renter’s insurance to cover your belongings. The qualified professionals at Parnell-Robinson Insurance Inc are ready to guide you through the process of purchasing the right amount of renter’s insurance coverage to protect all your belongings.
Why Do You Need Renter’s Insurance?
Renting a home can be risky, especially when you are living in multi-family homes. You may be cautious about preventing fires and other disasters, but other families in the building may not be so careful. The landlord or property owner has insurance to cover the structures, but that insurance will not cover anything that is contained within the individual units. This is your responsibility.
What It Covers?
Renter’s insurance is different from homeowner’s insurance because it only covers your belongings, both inside your living space and in your car. This includes your furniture, clothing, appliances, electronics and anything else you own. Before you meet with us, make a list of any high-ticket items you own that may require additional protection. This will ensure we provide you with a policy that pays enough to cover these items if something should happen to them.
When you provide us with a listing of items that require coverage, we will provide you with a free quote so you can see how affordable renter’s insurance can be. Once you receive your quote, you can make the right decision to ensure you have adequate coverage if something happens.
If you are ready to see how much a renter’s insurance policy would cost you, contact us. Our professionals will put together a proposal that will give you affordable options to cover all your belongings.